Sources of plant photos include CalPhotos, Wikimedia Commons, and independent plant photographers who have agreed to share their images with Calscape. Propogation from seed information provided by the Santa Barbara Botanical Garden from "Seed Propagation of Native California Plants" by Dara E. Plant observation data provided by the participants of the California Consortia of Herbaria, Sunset information provided by Jepson Flora Project. All text shown in the "About" section of these pages is available under the Creative Commons Attribution-ShareAlike License. To learn more, visit the Jepson Herbarium's YouTube channel and watch a short video about this species. Named varieties include 'Twin Peaks', 'Santa Ana' and 'Pigeon Point'.Tolerant of recycled water. Several forms available in native plant nurseries make an excellent groundcover. The form is highly variable, ranging from upright to mounding to prostrate. It tolerates summer water up to weekly, but naturalizes easily also. They are found in a variety of habitats, from coastal bluffs to oak woodlands.Ĭoyote Brush is extremely easy to grow in landscape applications. The leaves are 8-55 millimeters long with three principal veins and have profuse, white or yellow, rayless flowers that bloom in early winter. The stems are prostrate to erect which branches spreading or ascending. All forms of this shrub are generally 1-3 meters in height. consanguinea is found all along the coast and inland to the Coast Ranges and the foothills of the Sierras. pilularis is more common along the central coast. It is a common shrub in the Asteraceae that grows in California, Oregon, and Baja California. Names include Coyote Brush (or Bush), Chaparral Broom, and Bush Baccharis. About Coyote Bush (Baccharis pilularis) 72 Nurseries Carry This Plant
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Rob Lynch, President and CEO of Papa Johns added, "We are thrilled to welcome John Miller to our Board. “I look forward to sharing my industry and operational experience with the Board and management team to help advance Papa Johns’ strategic initiatives and deliver long-term profitable growth for all stakeholders.” “Papa Johns is an iconic brand within the restaurant space that is leading the industry in innovation, and I am honored to join the Board at such an exciting time for the company,” said Mr. (2005-2011) and also spent 17 years with Brinker International, where he held numerous management positions. Miller served as Chief Executive Officer of Taco Bueno Restaurants, Inc. John Miller served as President and Chief Executive Officer for Denny's Corporation (NASDAQ: DENN), responsible for leading the strategic direction of the company, and spent more than 11 years with Denny’s before retiring in August 2022. John’s fresh perspective on the board, combined with his franchise, brand and development skills and insights, will strengthen our ability to support the management team in driving future growth and value creation, further bolstering our leadership position in the pizza segment.” “He is an accomplished restaurant industry veteran with a track record of over 45 years in restaurant operations and executive management experience at leading industry brands. Coleman, Chair of the Papa Johns Board of Directors. “We are pleased to welcome John to the Papa Johns Board,” said Christopher L. (NASDAQ: PZZA) (“Papa Johns®”) today announced that John Miller, Former President and Chief Executive Officer and Director of Denny’s Corporation (NASDAQ: DENN) has been appointed to the Company’s Board of Directors as a new independent director. Miller Brings 45 Years of Restaurant Operations and Management Experience Papa Johns Appoints John Miller to Board of Directors Nearly all cicadas spend years underground as juveniles, before emerging above ground for a short adult stage of several weeks to a few months. Life cycle Transformation from mature nymph to adult Time-lapse of final molt and darkening, over 4.5 hours Infection results in a "plug" of spores that replaces the end of the cicada's abdomen while it is still alive, leading to infertility, disease transmission, and eventual death of the cicada. Massospora cicadina is a fungal pathogen that infects only 13 and 17 year periodical cicadas. Young trees or shrubs can be covered with cheesecloth or other mesh netting with holes that are 3⁄ 8 in (1.0 cm) in diameter or smaller to prevent damage during the oviposition period, which begins about a week after the first adults emerge and lasts until all females have died. Mature plants rarely suffer lasting damage, although twig die-off or flagging may result from egg-laying. Ĭicadas pose little threat to mature vegetation, although planting new trees or shrubs is best postponed until after an expected emergence of the periodical cicadas. Cicadas are neither venomous nor poisonous and there is no evidence that they or their bites can transmit diseases. An adult cicada's proboscis can pierce human skin when it is handled, which is painful, but in no other way harmful. These mouthparts are used during the nymph stage to tap underground roots for water, minerals and carbohydrates and in the adult stage to acquire nutrients and water from plant stems. Like other Auchenorrhyncha (true) bugs, they have mouthparts used to pierce plants and suck their sap. Ĭicadas cannot sting and do not normally bite. tredecula) have songs that intersperse buzzing and ticking sounds. The cassini and decula periodical cicadas (including M. The call of decim periodical cicadas is said to resemble someone calling "weeeee-whoa" or "Pharaoh". Different species have different characteristic calling songs. Magicicada males typically form large aggregations that sing in chorus to attract receptive females. Mature females are slightly larger than males. Īdults are typically 2.4 to 3.3 cm (0.9 to 1.3 in), depending on species, generally about 75% the size of most of the annual cicada species found in the same region. The underside of the abdomen may be black, orange, or striped with orange and black, depending on the species. The wings are translucent with orange veins. The winged imago (adult) periodical cicada has red eyes and a black dorsal thorax. Description Many Brood X periodical cicadas ( Magicicada) (video with sound) Periodical emergences are also reported for the "World Cup cicada" Chremistica ribhoi (every four years) in northeast India and for a cicada species from Fiji, Raiateana knowlesi (every eight years). Later in that same summer the eggs hatch and the new nymphs burrow underground to develop for the next 13 or 17 years. Within two months of the original emergence, the life cycle is complete and the adult cicadas die. Mated females lay eggs in the stems of woody plants. The males aggregate in chorus centers and call there to attract mates. The adults are active for only about four to six weeks after the unusually prolonged developmental phase. In the spring of their 13th or 17th year mature cicada nymphs emerge between late April and early June at a given locality, synchronously and in tremendous numbers. While underground the nymphs feed on xylem fluids from the roots of deciduous forest trees in the eastern United States. Magicicada species spend around 99.5% of their long lives underground in an immature state called a nymph. Magicicada belongs to the cicada tribe Lamotialnini, a group of genera with representatives in Australia, Africa, and Asia, as well as the Americas. Although they are sometimes called " locusts", this is a misnomer, as cicadas belong to the taxonomic order Hemiptera (true bugs), suborder Auchenorrhyncha, while locusts are grasshoppers belonging to the order Orthoptera. They are called periodical because nearly all individuals in a local population are developmentally synchronized and emerge in the same year. The term periodical cicada is commonly used to refer to any of the seven species of the genus Magicicada of eastern North America, the 13- and 17-year cicadas. Neiman Marcus and Blockbuster were later followed by the Mobil gas card, which initially offered prepaid phone value provided by MCI. Nabanco was the developer of the first third-party platform for the processing of gift cards using existing payment infrastructure. Blockbuster's first gift card transactions were processed by what was then Nabanco of Sunrise, Florida. In the beginning, the Blockbuster gift card replaced gift certificates that were being counterfeited with recently introduced color copiers and color printers. Neiman Marcus introduced the first gift card using a payments infrastructure in late 1994, though Blockbuster Entertainment was the first company to do so on a wide scale, test-marketing them in 1995 and launching them around the country the next year. JSTOR ( June 2012) ( Learn how and when to remove this template message). Unsourced material may be challenged and removed. Please help improve this article by adding citations to reliable sources. This article needs additional citations for verification. Gift card sales are not limited to banks or retailers such other companies as airlines, cruise ships, hotels, barber shops, train companies, theme parks, restaurants and other type of companies may offer gift cards as well. The recipient of a gift card can use it at their discretion within the restrictions set by the issue, for example as to validity period and businesses that accept a particular card. In Canada, $1.8 billion was spent on gift cards, and in the UK it is estimated to have reached £3 billion in 2009, whereas in the United States about US$80 billion was paid for gift cards in 2006. In 2012, nearly 50% of all US consumers claimed to have purchased a gift card as a present during the holiday season. Gift cards have become increasingly popular as they relieve the donor of selecting a specific gift. In the United States, gift cards are highly popular, ranking in 2006 as the second-most given gift by consumers, the most-wanted gift by women, and the third-most wanted by males. A feature of these cards is that they are generally anonymous and are disposed of when the stored value on a card is exhausted.įrom the purchaser's point of view, a gift card is a gift, given in place of an object which the recipient may not need, when the giving of cash as a present may be regarded as socially inappropriate. American Express, MasterCard, and Visa offer generic gift cards which need not be redeemed at particular stores, and which are widely used for cashback marketing strategies. Gift cards are generally redeemable only for purchases at the relevant retail premises and cannot be cashed out, and in some situations may be subject to an expiry date or fees. They may also be distributed by retailers and marketers as part of a promotion strategy, to entice the recipient to come in or return to the store, and at times such cards are called cash cards. Gift cards are also given out by employers or organizations as rewards or gifts. ( January 2013) ( Learn how and when to remove this template message)Ī gift card also known as gift certificate in North America, or gift voucher or gift token in the UK is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. You may improve this article, discuss the issue on the talk page, or create a new article, as appropriate. The examples and perspective in this article deal primarily with the United States and do not represent a worldwide view of the subject. There’s not much in the way of extras on this 2 DVD set, and it’s only available in the original Japanese release with English subtitles ( which I am totally fine with). We are also in for a treat as the opening themes are performed by Hirata, who also did an opening for the Persona 4 anime series. The opening piano jive, stacked TV sets and overly colourful opening animation is all familiar, and there is an alternative opening for the first episode with a different song also performed by Hirata. I think they wrapped this up neatly to co-inside with the original series, and didn’t leave too many loose ends and unanswered questions, a bit more action scattered through the first half would have been nice but not absolutely necessary. As entertaining as his misfortune is, it’s this trait of him that reaches Marie and pulls him through the frantic battles in the last few episodes. Yu’s good guy personality is a bit self destructive, which usually leads to misunderstood situations and running himself ragged trying to please everyone. There are also some nice bonding moments between Yu and his little cousin Nanako, and he ends up eating something questionable to avoid upsetting her, but I think it’s more to stay as a good big brother in her eyes. It’s from here the story seems to jump back and fourth a bit over the timeline, which is really why previous knowledge of the series is necessary as it touches on important scenes. They are not bad episodes as there is always something happening to keep you interested, but a change in pace is welcome to stop from becoming stagnant. It is several episodes in until there is some action in the alternative TV world with the Personas, which is a relief from the almost mundane episodes until this point which has been mainly building up Marie’s relationship with Yu and the others. We never see Marie enter the alternative dimension, which makes me think they all decided not to get her involved, but it isn’t really explained. Nothing really substantial comes up and Marie finds some peace in her heart and with all her wonderful new memories, she seems content as life is in the now. They attempt to search for clues using one of her belongings, an old wooden comb hoping to reveal something, anything about her past. Together they are soon doing the regular teenage things, like starting a once off band, have a Quiz Show style competition and there is the token beach episode where the girls get to show off their Bikini bodies. Marie starts to struggle with identifying who she is and eventually reveals to the others that she is suffering from Amnesia, which brings them a bit of clarity to her odd questions and behavior. Her name is Marie, and she has no memories of who she is or where she came from, and initially comes across as prickly and a bit rude, but soon warms up to Yu, Chie, Yukiko and the boys. Quite a while later he meets the young woman again and has a proper introduction in the Velvet Room, and is soon walking her around the small town he lives in. In this bizarre place they battle monsters called Shadows using their Personas, meet Teddy (Kuma) and attempt to solve some very disturbing murders ( this is all explained in the original series). Yu makes some friends at the local high school and hears about the mysterious Midnight Channel and it’s not long before they are at Yosuke’s family electronics store walking into another dimension through big flat screen TV’s. Yu moves to a small rural town called Inaba to live with his Uncle and cousin for a year, and getting off at the train station he meets a young woman for just a fleeting moment. In the enhanced remake on PS Vita named Persona 4 Golden we are introduced to new characters and more is revealed about the original plot, so unless you have seen Person 4 the Animation in its entirety or played the game, not much in Golden will make any sense. In case you didn’t already know, Persona is a popular roll playing Playstation game starting in 1996 from Japan, and Persona 4 is actually the 5th game in the series, but the first one to have an animated series. Yu Narukami is back in all his glorious swagger in Persona 4 the Golden Animation, an expansion series that plays off the plot of the original Persona 4 The Animation. Values against the loan, interest rate and period Step 3: Enter your specific values in the column next to categories List of categories for mortgage payment calculation Step 2: Write the following categories in cells in the spreadsheet Step 1: Open a new spreadsheet in Excel installed on your computer. Here are a few simple steps to calculate mortgage payments in Excel: How to calculate mortgage payments in Excel?īesides using various templates available for the mortgage payments, you can calculate the monthly payments in Excel by inputting the information related to the mortgage. Step 4: You can calculate your monthly payments as per adjustable rate by inputting the interest rate in each row by overwriting the formula. Step 3: Input your specific loan information in the loan information section:Īdjustable rate mortgage calculator in Excel Step 2: Click on the download button to download Excel adjustable-rate mortgage calculatorĭownload link for an adjustable rate mortgage calculator You can create your adjustable-rate mortgage calculator by following the below-mentioned steps: Based on the changes in the interest rate, your monthly payment can also change. In an adjustable-rate mortgage, the interest rate remains fixed for a certain period, and after that, the interest rate can vary. How to calculate adjustable-rate mortgage in Excel? Step 5: Now you can input your desired loan amount, interest rate, term length in years, etc. Step 4: Choose the desired template of mortgage, e.g., Home Mortgage Calculator. Search bar to search for mortgage calculator Step 3: Type mortgage calculator in the search bar of the templates Step 2: Click on the resources tab and go to templates Step 1: Go to the WPS office home page by clicking on the link: Following are the steps to create and use the mortgage calculator with templates in WPS Office: You can create your own customized mortgage calculator using the WPS forms. The mortgage calculator determines the monthly payments for the mortgage of a home or property. How to create a mortgage calculator using Wps forms? You can input your specific value in this formula to get the exact amount of the monthly payment for the mortgage. Following is the equation of the formula: However, the basic formula is the same in all the templates of mortgage calculation. You can easily calculate the mortgage payments through various templates if you want to buy a house on loan. What is the formula for mortgage calculation? You can also use this template to calculate how much money you will need to save for retirement.Įxcel mortgage calculator overview 1. Traditional IRA Calculator: This mortgage calculator excel template can help you determine whether a traditional IRA or a Roth IRA is right for you. Loan Payment Calculator: This mortgage calculator excel template can help you calculate your monthly loan payments and the total interest you will pay over the life of the loan. Payment Requisition Calculator: This mortgage calculator excel template can help you calculate the amount of money you will need to requisition for your mortgage payments.ĭebt Reduction Calculator: This mortgage calculator excel template can help you calculate how much money you will save by paying off your debts early. Retirement Calculator for HR: This mortgage calculator excel template can help human resources professionals calculate how much money their employees will need to retire. 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One of the easiest ways to manage your mortgage payments is using Excel spreadsheets. Besides, inaccurate calculations of mortgage payments can lead to wrong payments, late payment fees, and foreclosure. However, the calculations regarding mortgage payments can become very complex and time-consuming. Mortgage is a common way to buy property and homes. Mortgage payments are the installments that a borrower pays to repay the loan to the lender. Title: SQLPro for MSSQL 2023.07 (Mac) Requirements: Windows 11 / 10 / 8 / 7 PC. 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A refreshingly green area with several parks, large public squares, an upscale open-air shopping district with haute couture brands and international labels, banks, refined restaurants, trendy bars, sports clubs and fitness centres. Unique features: Kifissia, home to wealthy Athenian families in the post-War period has retained its genteel, old world charms and remains one of the most sought-after addresses. Kifissia is one of the most prestigious suburbs of Northern Athens, a quiet, green oasis and a commercial hub, just 12 kilometers away from the city centre. Kifissia: Location and surroundings of this property An ideal choice for families and people who seek to make a home in a safe and calm environment. The property has autonomous gas heating, air condition, alarm system, double glazed windows, wooden and marble floors, barbeque, fireplace, a storage room and one outdoor parking. Τhe small studio of 45 sqm, with a bathroom and a small kitchenette, which has an independent entrance on the ground floor can be easily converted to a garage and a storage room. A small hall leads to the two bedrooms with two bathrooms. A fully equipped and bright kitchen has all the electrical appliances a family can need. The main apartment on the first floor, built in 1995 and renovated in 2020, consists of a dining room and a spacious living room with large balcony doors that luminates the area and lead directly to the 250 sqm private garden. In a quiet street of Kifisia's most prestigious area, Strofili, you can find this property comprising of a main apartment of 170 sqm and a small studio of 45 sqm. What you should know about this apartmentĪmenities and special features of this apartment |
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